Your Privacy is Important to Us. At FundingPlusUSA.com, your privacy is our chief concern. We understand that you entrust us with your private financial information to help us match you with a bank, lender or loan broker (we refer to all of these as "Lenders") who can meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will FundingPlusUSA.com sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your loan request.

1.       Who We Are.

FundingPlusUSA.com is the leading home mortgage finance referral network on the internet. Through our vast network of affiliates we are able to offer the power of a national network to local markets.

Funding Plus com offers our customers a variety of products from first mortgages to equity seconds and everything in between. Online capabilities allow our customers to communicate with knowledgeable loan agents from home, work or on the road.

2.       Information We Collect. There are several areas on a FundingPlusUSA.com site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating Lenders or other parties involved in your transaction, or as may be required by law or court order.

o        Information we receive from you on loan requests. When you come to a FundingPlusUSA.com site to complete a qualification form you'll need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, income and other financial information depending upon your expressed loan preference.

o        Supplementary information for your loan request. When you complete a loan request at a FundingPlusUSA.com site, it may be necessary for us to supplement the information you provide with information from third party sources.

o        Technical information we collect. In order for us to ensure that we are providing the best possible consumer experience on a Funding Plus com Web site, we collect and track certain user information.

o        Information from surveys. You may complete a survey from FundingPlusUSA.com. Participation in surveys is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.

o        Information from the "Contact Us" section of a FundingPlusUSA.com Web site. You may contact FundingPlusUSA.com through the "Contact Us" feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.

o        Information collected from the "Calculators" section of our site. FundingPlusUSA.com makes several resources available to you to help you complete a qualification form. One of these resources is the "Calculators" section of our site. We do not collect any personal data you may input into to any calculators on our site.

3.       How your information is used. We use the information you provide on your loan request to match you with participating Lenders or authorized agents. We may also send your information to other third parties relevant to your transaction. Lenders will also receive your credit history when they review your request. FundingPlusUSA.com may also share certain aggregated data with our Lenders and other third parties for general marketing and demographic purposes; however, this data DOES NOT include any of your personal identifying information.

o        Sharing information with our participating Lenders. At your direction (when you click on the "Submit" button), the information that you provide to us on the loan request will be sent through the FundingPlusUSA.com system and presented to participating Lenders who offer the types of loan products you have identified. Lenders will also receive your credit history when they review your request. As our Lenders may keep and use your information whether or not you qualify for a loan with them or use their services, we recommend that you contact them directly for more information about their specific privacy policies.

o        Sharing information with third parties. We may also act as an agent for our participating Lenders, sharing information on their behalf and pursuant to their instructions with providers of services related to your transaction.

o        Sharing information with authorized agents. At your direction (when you click on the "Submit" button), the information you provide to us on the loan request will be sent through the FundingPlusUSA.com system and may be presented to our authorized agents. Our authorized agents do not sell or share your personal information with any person or organization.

 4.       Altering Information You Submit Through a FundingPlusUSA.com Web Site. FundingPlusUSA.com puts you in control of your experience on our Web sites. You'll find our sites easy to navigate to find all the information you need to complete your transaction.

o        Changing your information. You may be able to review and change personal information in an active loan request that you completed through FundingPlusUSA.com online. If you are unable to complete this online, you may contact our customer service department for assistance.

o        Deleting your information. Federal and state regulations require that we store completed loan and real estate requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases.

o        Request to stop receiving emails from us. Periodically, FundingPlusUSA.com may send you e-mails. If you do not wish to receive any of these e-mails, please e-mail our customer service department and we will take you off of our mailing list.

o        Security. FundingPlusUSA.com sites have security measures in place to protect the loss, misuse and alteration of the information under our control.

Additional Information

1.       Who We Are. When you visit a FundingPlusUSA.com Web site to request a loan, you will complete one simple loan request. Based on the information you supply, FundingPlusUSA.com will transmit your data to participating lenders who are best suited to meet your financial needs. FundingPlusUSA.com is a web based loan originator.

2.       Information We Collect.

Information we receive from you on loan requests. Some of the information you supply to us on the loan request may be optional. If you supply this information, it will not be sold or shared to or with any person or organization except: as authorized by you, to participating Lenders or other parties involved in your transaction, or as may be required by law or court order.

o        Supplementary information for your loan request. In order for us to match you with participating Lenders we may need to obtain additional data. For example, we may use your name and Social Security Number to request a credit report to help us determine which lenders are best suited to compete for your business.

o        Technical information we collect. When you visit a FundingPlusUSA.com Web site, our Web server sends a cookie to your computer. This cookie merely stores a limited amount of information about your site visit. The cookie merely tracks aggregate information on how our site is being used, including session counts, navigation patterns, pages visited, etc. These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site. These cookies cannot be related to you as an individual unless you complete a loan request.

When you complete a loan request, we store your cookie identification in our system. If you request that we remember you during a loan request, we use this cookie to allow our site to recognize you when you return.

FundingPlusUSA.com also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on FundingPlusUSA.com servers and do not store or place anything on the user's computer.

If you come to any Funding Plus com web site from an online banner ad, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns.

Information from surveys. Every survey presented to you will include specific instructions regarding how your information may be shared. By clicking the "Submit" button at the end of the survey, you authorize FundingPlusUSA.com to share your data in the manner outlined on the survey.

o        Information from the "Contact Us" section of a FundingPlusUSA.com Web site. In the "Contact Us" form, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold to any person or organization. However, your information may be shared with other parties relevant to your transaction to help resolve any issues you report to us.

o        Information gathered from Lenders. If you are a Lender and you submit one or both of the forms requesting more information, your name and other identifying information will not be sold or shared with any person or organization. Your e-mail address or telephone number may be used by authorized FundingPlusUSA.com employees to contact you concerning your request.

3.       How your information is used.

o        Sharing information with our participating Lenders. After participating Lenders receive your information, they may contact you directly via phone, e-mail or other communications. All of our Lenders operate under federal and/or state laws and regulations and believe, as we do, that the Internet is an exciting and secure place to do business. If you are matched with any participating Lenders, the Lender with which you choose to close your loan will report certain information about your loan to FundingPlusUSA.com, and FundingPlusUSA.com will treat that information in the manner it treats the information you provided on your loan request. As our Lenders may keep and use your information whether or not you qualify for a transaction with them, we recommend that you contact them directly for more information about their specific privacy policies.

Sharing information with third parties. Following is an example of how FundingPlusUSA.com may act as an agent for our participating Lenders. A Lender may instruct us to share information with an appraiser to prepare an appraisal of the property to be mortgaged, with a flood certification provider to determine whether the property lies in a flood plain, or with a prospective secondary market purchaser of the mortgage loan the lender may make. In such situations, we will be acting on behalf of the Lender, under the authority of the Lender's privacy policy, a copy of which you will receive from the Lender. All of the information-sharing we do as agent for the Lender would be permissible under applicable federal law for the Lender to do directly.

4.       Altering Information You Submit Through a FundingPlusUSA.com Web Site.

Changing your information. If you want to change the type of loan or make other significant changes to your loan you might need to make another request through our Web site.

Deleting your information. Even if your loan request was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely.

If you have questions or concerns regarding this statement, you should first contact our customer service department at custsvc@FundingPlusUSA.com